12/12/24 Pre-Existing Condition Definition - DEFINTOI
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12/12/24 Pre-Existing Condition Definition

12/12/24 Pre-Existing Condition Definition. The “condition” in question is one that you were aware of and treated for within 12 months of the effective date of coverage under the policy; Before 2014, health insurers in the individual market (ie, coverage that people buy.

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It is vital for an insurance company to be aware or informed of these conditions. Also, a failure to disclose a prior. A disability arising from any such

In Other Words, It Refers To A Health Condition Or A Personal Ailment Known And In Existence At The Time The Insurance Contract Is Executed.


It is vital for an insurance company to be aware or informed of these conditions. The definition can also vary between the short term and the long term disability policies. A condition for which medical advice, diagnosis, care, or treatment was recommended or received within the 24 months immediately preceding the date the covered person became insured under the policy.

A Disability Arising From Any Such


Before 2014, health insurers in the individual market (ie, coverage that people buy. Any injury, disease, or physical condition occurring prior to an arbitrary date; It is a common provision that excludes payment of benefits for certain types of disabilities.

This Basically Means That You Cannot Have Been Treated For, Or Taken.


A condition that had manifested itself in a manner that would have caused an ordinarily prudent person to seek medical advice,. These exclusions by the insurance industry were meant to cope with adverse selection by potential customers. Usually used in reference to the date of issuance of a health insurance policy.

(1) For Which Medical Advice, Diagnosis, Care, Or Treatment Was Recommended Or Received Within The 24 Months Immediately Preceding The Date The Covered Person Became Insured Under The Policy;


Also, a failure to disclose a prior. The “condition” in question is one that you were aware of and treated for within 12 months of the effective date of coverage under the policy; Even if you have had a condition wherein your.

(2) That Had Manifested Itself In Such A Manner That Would Have Caused An Ordinarily Prudent Person To.


But that period is shortened by the number of months (prior to enrolling in medigap) that the person had other creditable coverage. Under insurance contracts, there may be an exclusion for certain conditions that existed prior to or at the time of entering into the contract.

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